LIMITED-TIME OFFER

4.25%APY*

New Money 5-Month Certificate

Give your savings more room to grow this fall with our highest-yield CD.

Earn a competitive 4.25% APY* for five months when you bring new funds to USC Credit Union.

Open Certificate Online
How to Get Started
family picnic

A Season for Smarter Saving

Take advantage of a higher rate without a long-term commitment. Our 5-Month Promotional Certificate gives you a guaranteed rate for the full term, so you’ll know exactly what your savings is earning.

Guaranteed Returns

Lock in a 4.25% APY* on your balance for 5 months, regardless of changes in the market.

Low Minimum Deposit

Open an account with just a $1,000* minimum new money deposit.

NCUA Insured

Your deposit is federally insured by the NCUA.

Open Certificate Online

A Little More Certainty Goes a Long Way

See how much your savings can earn in just five months with a 4.25% APY*.

+For illustrative purposes only. Rate subject to change. Early withdrawal fees may reduce earnings. USC Credit Union deposits are federally insured by the NCUA.

chart (1)

Open Your 4.25% APY* 5-Month Promotional Certificate

New to USC Credit Union? Here's How to Get Started

Add Certificate

Select the 5 Month Promotional CD earning 4.25% APY* during your membership application.

Fund Your Accounts

Once your membership is approved, easily fund your new account online to start earning dividends on your certificate.

Disclosures

*APY=Annual Percentage Yield is accurate as of 10/9/2026. Fees may reduce earnings. Membership in USC Credit Union required. Must qualify for USC Credit Union membership; please visit USCcreditunion.org to confirm eligibility. Must be new money deposit from another financial institution. Existing USCCU funds not applicable. $1,000 minimum opening amount with no maximum deposit amount. Once mature, the 5-month term certificate will automatically roll over to 6-month term at that APY. A bonus rate on all certificates of $50,000 or more does not apply. The share certificate will be closed, and an early withdrawal penalty will be imposed on the entire balance if a withdrawal of principal is made prior to the Maturity Date. Please refer to Account Agreement and Truth-In-Savings Disclosures for more information. Dividends will not be earned if the share certificate is closed before the dividends are credited by the ending date of each month. This promotion does not apply to Individual Retirement Accounts (IRA) and Shared/Certificate Secure Loans. All credit union programs, rates, terms, and conditions are subject to change without notice. Offer rates and terms are subject to change without notice. Promotional offers cannot be combined with any other offers.