A Tradition of Trust

We invite you to put your trust in the only financial institution owned and operated by members of the Trojan Family. We offer exclusive benefits to USC alumni that you won't find anywhere else. Our partnership with the USC Alumni Association allows us to bring our alumni better rates and lower fees than banks, with the level of service you deserve as a member of the USC family.    


Products and Services

We are a full financial service institution committed to serving all of your financial needs and building your financial well-being, no matter what stage of life you are in.

Grad Brochure 2.1 (1080 × 680 px)

To learn more about our low-interest auto,  student loan refinance, or our low-interest Platinum Rewards Credit Card, click here


Exclusive NEW USC Grad Offers*

Congratulations to the Class of 2023! For USC graduates of 2023, USC Credit Union has special offers that help you thrive in the real world. 

*Must be a recent USC graduate (graduated between 1/1/23-12/31/23)

Grad Brochure 2.2 (1080 × 680 px)


Serving Trojans Since 1973

For nearly 50 years, USC Credit Union has sought to provide exceptional value and service to each and every one of our member-owners. We’re proud of our history and how we have grown into a dynamic not-for-profit financial institution that proudly serves the USC community. From humble beginnings has come strong, steady growth along the way, and our progress is all thanks to the member-owners who put their trust in us, each and every day.

We are better than your bank. We're a non-profit financial cooperative, which means that when you become a member, you're more than a customer. You're an owner. Because we have no shareholders, our profits are your profits.  



Terms and Disclosures:

*ALUMNI50: Requirements for $50 bonus: Must be recent USC graduate (graduated between 1/1/23-12/31/23). Must open a new checking account product with debit card by 12/31/23; Must sign up for e-statements. Must make ten (10) electronic bill payments OR ten (10) debit card transactions OR establish direct deposit with minimum $250 amount within the first sixty (60) days of account opening. Account must be in good standing at the time of award. Offer may not be combined with any other promotion and may be canceled at any time without notice. $50 bonus may be considered interest reportable on IRS Form1099-INT.

**90-day deferred payment option for qualified borrowers. Interest accrues immediately. Up to 120% financing available based on credit worthiness, model year, and underwriting factors. New: Manufacturer’s Suggested Retail Price (MSRP) and Used: Retail Kelley Blue Book (RKBB), both including tax, license fees and optional products such as Guaranteed Asset Protection (GAP) or Mechanical Repair Coverage (MRC) and is subject to approval. A valid driver’s license and current insurance information are required at time of financing.