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Welcome Trojans!

Join over 80,000 members of the Trojan Family worldwide, and take a big step towards your financial well-being. 

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Your financial-wellbeing is our winning play.

Built upon a tradition of trust, we stand as the only financial institution owned and operated by the Trojan Family. From better rates and lower fees to the best possible service, our members are equipped with the competitive edge to thrive. Join USC Credit Union, where every season ends with a win.

You're a member for life!

We're here to cater to all your financial needs and help you achieve financial well-being, regardless of where you are in life.

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Checking & Savings

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Easy Auto Loans

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Credit Cards

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Student Loan Refinancing

Home_Alumni

Home Loans & Home Equity Loans

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Investment & Retirement

    Fight On with these Offers

USC Credit is here to be your ultimate teammate.
Check out our special offers to power your financial game!

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You don’t have to miss out on the perfect home waiting for perfect rates. With our EZ Buy n Refi plan, you can get the keys to your dream home now, settle in without the stress, and refinance later.

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0.25% Discount on EV's
Receive an additional loan rate discount of 0.25% on electric vehicles2! Enjoy no payments for 90 days3, flexible terms, and an easy application process with personalized support.

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Platinum Rewards Mastercard

Enjoy an Intro 0% APR4 for your first 15 billing cycles on purchases and balances transferred within the first 6 months of account opening.

Financial Education

One of the core philosophies of the credit union movement is people helping people. We demonstrate this philosophy most often through our products, services, and commitment to financial education. We provide free financial education tools, which include a series of interactive modules that cover key financial concepts such as saving, investing, credit scores, credit building, student loans, debt consolidation, and more!

Athletics FinEd

4 Easy Ways to Get In Touch

1. Give us a call at (877) 670-5860

2. Visit us or schedule an appointment

3. Submit a help request for assistance via email

4. Fill out the form below to have a member-specialist contact you directly

Serving Trojans Since 1973

For nearly 50 years, USC Credit Union has sought to provide exceptional value and service to each and every one of our member-owners. We’re proud of our history and how we have grown into a dynamic not-for-profit financial institution that proudly serves the USC community. From humble beginnings has come strong, steady growth along the way, and our progress is all thanks to the member-owners who put their trust in us, each and every day.

We are better than your bank. We're a non-profit financial cooperative, which means that when you become a member, you're more than a customer. You're an owner. Because we have no shareholders, our profits are your profits.  

1APY=Annual Percentage Yield is accurate as of 3.21.24. Fees may reduce earnings. Membership in USC Credit Union required. Must qualify for USC Credit Union membership, and membership fee may apply; please call (877-670-5860) or visit www.USCCreditUnion.org to confirm eligibility. Must be new money deposit from another financial institution. Existing USCCU funds not applicable. $1,000 minimum opening amount with no maximum deposit amount. Once mature, a 9-month term certificate will automatically roll over to a 12-month term at that APY. A bonus rate on all certificates of $50,000 or more does not apply. The share certificate will be closed, and an early withdrawal penalty will be imposed on the entire balance if a withdrawal of principal is made prior to the Maturity Date. Please refer to Account Agreement and Truth-In-Savings Disclosures for more information. Dividends will not be earned if the share certificate is closed before the dividends are credited by the ending date of each month. This promotion does not apply to Individual Retirement Accounts (IRA) and Shared/Certificate Secure Loans. All credit union programs, rates, terms, and conditions are subject to change without notice. Offer rates and terms are subject to change without notice. Promotional offer cannot be combined with any other offers.

2Annual Percentage Rate (APR) Auto Loans “as low as” rates include the 0.25% discount for automatic loan payments and apply to 2022 or newer vehicle models. Such rates are subject to change based on vehicle year. Other Loan-to-Value requirements may apply. To qualify for the automatic payment rate discount, loan payments must be made automatically from a qualifying checking account.

390-day deferred payment option for qualified borrowers. Interest accrues immediately.

4APR (Annual Percentage Rate) is effective 3.27.2024 and is subject to change. Your regular variable rate is determined by creditworthiness and payment history and may vary. The minimum monthly interest charge is $0.50. The 0.00% APR for purchases and balance transfers made during the qualifying transaction period within the first 6 months of account opening. All purchases, net of returns, qualify for the introductory APR. The introductory rate will remain in effect until the end of the 15th billing cycle billing cycle after account opening, thereafter, the standard rate of 13.40% to 18.00% for purchases and balance transfer applies. Except for existing USC Credit Union loans, all balance transfers qualify for the introductory APR. There is a 3% Balance Transfer Fee of the total amount transferred per transaction or $10, whichever is greater. Membership eligibility requirements and membership fees may apply; please call (877-670-5860) or visit www.USCCreditUnion.org to confirm eligibility. This introductory rate is available for a limited time, and rates and terms are subject to change without notice. Click here for full disclosure.

Tax Issues: Taxes due on prizes are the sole responsibility of the recipient. USC Credit Union may report all prizes won to the Internal Revenue Service (IRS) on Form 1099. USC Credit Union and its Representatives do not provide tax or legal advice. For such advice, please consult with a qualified professional.

Release: By entering this campaign, each participant warrants that he or she has read and agrees to abide by these Official Rules and that he or she is not prohibited from participating in the campaign.

Privacy and Publicity Authorization: By entering, participants consent USCCU and each of its parent companies, subsidiaries, affiliates, agents, franchisees, advertising or promotional agencies, and partners and such entities’ officers, directors, agents, employees, respective successors and assigns (collectively, “Authorized Parties”), the absolute and irrevocable right and permission to use, publish, broadcast and/or likeness, caricature, and personal information, in its current form or as retouched, digitized, cropped, altered, distorted or modified in any way, in any and all advertising and promotional materials based upon or derived there from, (collectively, “Materials”), in any manner, in any media whatsoever for any and all purposes, including by way of example but without limitation advertising, promoting or publicizing products throughout the universe, in perpetuity, and any and all media now known or hereafter devised (including without limitation on the Internet), in conjunction with this or other advertising or promotions without additional compensation. The prize winner will be required to sign and return a publicity release.

Participant agrees that the Materials or anything derived from there will be owned solely by the Authorized Parties. Participant shall not authorize the use of the Materials or any print, negative or other copy thereof by anyone other than the Authorized Parties.