Student Rewards Mastercard®

^Disclosures

^{1. APR (Annual Percentage Rate) is effective 6.2.2026 and is subject to change. Your regular variable rate is determined by creditworthiness and payment history and may vary. The minimum monthly interest charge is $0.50. The 0.00% APR for purchases made during the qualifying transaction period within the first 180 days of account opening. All purchases, net of returns, qualify for the introductory APR. The introductory rate will remain in effect for the first 6 billing cycle billing cycle after account opening, thereafter, the standard rate of 13.65% to 18.00% for purchases applies. Membership eligibility requirements and membership fees may apply; please call (877-670-5860) or visit www.USCCreditUnion.org to confirm eligibility. Rates and terms are subject to change without notice. Click here for full disclosure.}

^{2. Statement Credits are applied in three installments: $100 after the first 3 consecutive months of on-time payments, $75 after the first 6 consecutive months of on-time payments, and $50 after the first 12 consecutive months of on-time payments. To qualify, you must: (1) make your first transaction within 90 days of account opening, (2) make the required consecutive on-time payments, and (3) complete a minimum of 10 transactions per month (excluding payments). If any payment is more than 10 days late, or if the monthly transaction requirement is not met, the account is disqualified for statement credits from that period forward. Account must remain open and in good standing to receive credits.}

^{3. Fuel and grocery bonus points apply to the first $5000 in purchases in these combined categories each year.}

^{4. Certain terms, conditions and exclusions apply. Cardholders need to register for this service. This service is provided by Iris® Powered by Generali. Please see your guide to benefits for details or call 1-800-MASTERCARD.}

^{5. Conditions and exceptions apply. Learn more about Zero Liability.}