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Welcome USC Alumni

Join over 20,000 alumni members worldwide, and take a big step towards your financial well-being. 

A Tradition of Trust

We invite you to put your trust in the only financial institution owned and operated by members of the Trojan Family. We offer exclusive benefits to USC alumni that you won't find anywhere else. Our partnership with the USC Alumni Association allows us to bring our alumni better rates and lower fees than banks, with the level of service you deserve as a member of the USC family.

Presented by Valerie Ives, USC Alumna and USC Credit Union VP of Consumer Lending

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You're a Member for Life!

We're here to cater to all your financial needs and help you achieve financial well-being, regardless of where you are in life.

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Checking & Savings

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Easy Auto Loans

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Credit Cards

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Student Loan Refinancing

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Home Loans & Home Equity Loans

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Investment & Retirement

    Exclusive New USC Grad Offers*

Congratulations to the Class of 2024! For USC graduates of 2024, USC Credit Union has special offers that help you thrive in the real world. 

*Must be a recent USC graduate (graduated between 1/1/24-12/31/24)

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Our personal checking accounts have the features and benefits to fit your unique lifestyle and your wallet. Plus, use code ALUMNI50 and earn a $50 bonus1. 

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Low Rate Auto Loans

Take on new roads with a low rate Auto Loan and enjoy no payments for 90 days2. Use promo code GRADAUTO to get started!

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Platinum Rewards Mastercard

Earn points on everyday purchases and redeem exclusive rewards. Enjoy an Intro 0% APR3 for your first 15 billing cycles!

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Serving Trojans Since 1973

For nearly 50 years, USC Credit Union has sought to provide exceptional value and service to each and every one of our member-owners. We’re proud of our history and how we have grown into a dynamic not-for-profit financial institution that proudly serves the USC community. From humble beginnings has come strong, steady growth along the way, and our progress is all thanks to the member-owners who put their trust in us, each and every day.

We are better than your bank. We're a non-profit financial cooperative, which means that when you become a member, you're more than a customer. You're an owner. Because we have no shareholders, our profits are your profits.  

4 Easy Ways to Get In Touch

1. Give us a call at (877) 670-5860

2. Schedule an appointment

3. Submit a help request for assistance via email

4. Fill out the form below to have a member-specialist contact you directly
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Financial Education

One of the core philosophies of the credit union movement is people helping people. We demonstrate this philosophy most often through our products, services, and commitment to financial education. We provide free financial education tools, which include a series of interactive modules that cover key financial concepts such as saving, investing, credit scores, credit building, student loans, debt consolidation, and more!

1ALUMNI50 Promo: Requirements for $50 Bonus: Must be a USC recently graduated student (graduated between 1/1/2024 and 12/31/2024). Must open a new checking account product with debit card by 12/31/24; Must sign-up for e-statements; Must make ten (10) electronic bill payments OR ten (10) debit card transactions OR establish direct deposit with a minimum $250 amount within the first sixty (60) days of account opening. Account must be in good standing at the time of award with no negative balances or loan delinquencies. Offer may not be combined with any other promotion and may be canceled at any time without notice. $50 bonus may be considered interest reportable on IRS Form 1099-INT. Membership eligibility requirements and membership fees may apply; please call (877-670-5860) or visit www.USCCreditUnion.org to confirm eligibility. 

290-day deferred payment option for qualified borrowers. Interest accrues immediately.

3APR (Annual Percentage Rate) is effective 1/26/2024 and is subject to change. Your regular variable rate is determined by creditworthiness and payment history and may vary. The minimum monthly interest charge is $0.50. The 0.00% APR for purchases and balance transfers made during the qualifying transaction period within the first 6 months of account opening. All purchases, net of returns, qualify for the introductory APR. The introductory rate will remain in effect until the end of the 15th billing cycle billing cycle after account opening, thereafter, the standard rate of 15.40% to 18.00% for purchases and balance transfer applies. Except for existing USC Credit Union loans, all balance transfers qualify for the introductory APR. There is a 3% Balance Transfer Fee of the total amount transferred per transaction or $10, whichever is greater. Membership eligibility requirements and membership fees may apply; please call (877-670-5860) or visit www.USCCreditUnion.org to confirm eligibility. This introductory rate is available for a limited time, and rates and terms are subject to change without notice. Click here for full disclosure.

*APY=Annual Percentage Yield is accurate as of 3/21/24. Fees may reduce earnings. Membership in USC Credit Union required. Must qualify for USC Credit Union membership, and membership fee may apply; please call (877-670-5860) or visit www.USCCreditUnion.org to confirm eligibility. Must be new money deposit from another financial institution. Existing USCCU funds not applicable. $1,000 minimum opening amount with no maximum deposit amount. Once mature, a 9-month term certificate will automatically roll over to a 12-month term at that APY. A bonus rate on all certificates of $50,000 or more does not apply. The share certificate will be closed, and an early withdrawal penalty will be imposed on the entire balance if a withdrawal of principal is made prior to the Maturity Date. Please refer to Account Agreement and Truth-In-Savings Disclosures for more information. Dividends will not be earned if the share certificate is closed before the dividends are credited by the ending date of each month. This promotion does not apply to Individual Retirement Accounts (IRA) and Shared/Certificate Secure Loans. All credit union programs, rates, terms, and conditions are subject to change without notice. Offer rates and terms are subject to change without notice. Promotional offer cannot be combined with any other offers.