USC Students Bank Here

Gabby will introduce you to USC Credit Union membership benefits, USC student-focused banking solutions, and resources to support your financial journey!

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^Disclosures

^{1. Must qualify for USCCU membership and membership fee may apply; please call (877-670-5860) or visit USCCreditUnion.org to confirm eligibility. Must be a USC Student and at least 17 years old. Converts to FlexSpend 6 years after account opening. Must pass Chexsystem. All accounts are subject to approval process. If new membership is closed within the first 90 days, there is a $5 early membership fee. Limit one (1) CampusSpend account per Student ID Number. CampusSpend is not applicable to organizational or business entities and must be opened as a personal account. Accounts are subject to all terms and conditions set forth in the Account Agreement and Truth-In-Savings Disclosure and CampusSpend Disclosure.}

^{2. 2 free incoming wires annually by calendar year, starting January 1st and ending December 31st, (combined domestic and foreign) with CampusSpend. See Schedule of Fees for subsequent transactions.}

^{3. Fuel and grocery bonus points apply to the first $5000 in purchases in these combined categories each year.}

^{4. APR (Annual Percentage Rate) is effective 6.2.2026 and is subject to change. Your regular variable rate is determined by creditworthiness and payment history and may vary. The minimum monthly interest charge is $0.50. The 0.00% APR for purchases made during the qualifying transaction period within the first 180 days of account opening. All purchases, net of returns, qualify for the introductory APR. The introductory rate will remain in effect for the first 6 billing cycle billing cycle after account opening, thereafter, the standard rate of 13.65% to 18.00% for purchases applies. Membership eligibility requirements and membership fees may apply; please call (877-670-5860) or visit www.USCCreditUnion.org to confirm eligibility. Rates and terms are subject to change without notice. Click here for full disclosure.} 

 ^{Statement Credits are applied in three installments: $100 after the first 3 consecutive months of on-time payments, $75 after the first 6 consecutive months of on-time payments, and $50 after the first 12 consecutive months of on-time payments. To qualify, you must: (1) make your first transaction within 90 days of account opening, (2) make the required consecutive on-time payments, and (3) complete a minimum of 10 transactions per month (excluding payments). If any payment is more than 10 days late, or if the monthly transaction requirement is not met, the account is disqualified for statement credits from that period forward. Account must remain open and in good standing to receive credits.} 

^{5. Two free non-shared network ATM transactions per month with CampusSpend, five free with FlexSpend, unlimited with PremiumSpend. When you use an ATM not displaying the USCCU or Co-Op ATM symbols, the ATM owner may charge additional fees. View our Schedule of Fees for details on ATM fees.}