Athletics Hero (1)

Welcome Trojans!

Join over 80,000 members of the Trojan Family worldwide, and take a big step towards your financial well-being

50th

Your financial-wellbeing is our winning play.

Built upon a tradition of trust, we stand as the only financial institution owned and operated by the Trojan Family. From better rates and lower fees to the best possible service, our members are equipped with the competitive edge to thrive. Join USC Credit Union, where every season ends with a win.

You're a member for life!

We're here to cater to all your financial needs and help you achieve financial well-being, regardless of where you are in life.

    Fight On with these Offers

USC Credit is here to be your ultimate teammate.
Check out our special offers to power your financial game!

mountain cd special icon

Grow your savings to new heights with a competitive 5.25% APY1 on a 9-Month Certificate. Make your money climb with a low minimum deposit of just $1,000 in new-to-USCCU funds.

CarMoney_Alumni

0.25% Discount on EV's
Receive an additional loan rate discount of 0.25% on electric vehicles2! Enjoy no payments for 90 days3, flexible terms, and an easy application process with personalized support.

CC_Alumni (1)

Platinum Rewards Mastercard

Enjoy an Intro 0% APR4 for your first 15 billing cycles on purchases and balances transferred within the first 6 months of account opening.

Financial Education

One of the core philosophies of the credit union movement is people helping people. We demonstrate this philosophy most often through our products, services, and commitment to financial education. We provide free financial education tools, which include a series of interactive modules that cover key financial concepts such as saving, investing, credit scores, credit building, student loans, debt consolidation, and more!

Athletics FinEd

4 Easy Ways to Get In Touch

1. Give us a call at (877) 670-5860

2. Visit us or schedule an appointment

3. Submit a help request for assistance via email

4. Fill out the form below to have a member-specialist contact you directly

Serving Trojans Since 1973

For nearly 50 years, USC Credit Union has sought to provide exceptional value and service to each and every one of our member-owners. We’re proud of our history and how we have grown into a dynamic not-for-profit financial institution that proudly serves the USC community. From humble beginnings has come strong, steady growth along the way, and our progress is all thanks to the member-owners who put their trust in us, each and every day.

We are better than your bank. We're a non-profit financial cooperative, which means that when you become a member, you're more than a customer. You're an owner. Because we have no shareholders, our profits are your profits.  

1APY=Annual Percentage Yield is accurate as of 3.21.24. Fees may reduce earnings. Membership in USC Credit Union required. Must qualify for USC Credit Union membership, and membership fee may apply; please call (877-670-5860) or visit www.USCCreditUnion.org to confirm eligibility. Must be new money deposit from another financial institution. Existing USCCU funds not applicable. $1,000 minimum opening amount with no maximum deposit amount. Once mature, a 9-month term certificate will automatically roll over to a 12-month term at that APY. A bonus rate on all certificates of $50,000 or more does not apply. The share certificate will be closed, and an early withdrawal penalty will be imposed on the entire balance if a withdrawal of principal is made prior to the Maturity Date. Please refer to Account Agreement and Truth-In-Savings Disclosures for more information. Dividends will not be earned if the share certificate is closed before the dividends are credited by the ending date of each month. This promotion does not apply to Individual Retirement Accounts (IRA) and Shared/Certificate Secure Loans. All credit union programs, rates, terms, and conditions are subject to change without notice. Offer rates and terms are subject to change without notice. Promotional offer cannot be combined with any other offers.

2Annual Percentage Rate (APR) Auto Loans “as low as” rates include the 0.25% discount for automatic loan payments and apply to 2022 or newer vehicle models. Such rates are subject to change based on vehicle year. Other Loan-to-Value requirements may apply. To qualify for the automatic payment rate discount, loan payments must be made automatically from a qualifying checking account.

390-day deferred payment option for qualified borrowers. Interest accrues immediately.

4APR (Annual Percentage Rate) is effective 3.27.2024 and is subject to change. Your regular variable rate is determined by creditworthiness and payment history and may vary. The minimum monthly interest charge is $0.50. The 0.00% APR for purchases and balance transfers made during the qualifying transaction period within the first 6 months of account opening. All purchases, net of returns, qualify for the introductory APR. The introductory rate will remain in effect until the end of the 15th billing cycle billing cycle after account opening, thereafter, the standard rate of 13.40% to 18.00% for purchases and balance transfer applies. Except for existing USC Credit Union loans, all balance transfers qualify for the introductory APR. There is a 3% Balance Transfer Fee of the total amount transferred per transaction or $10, whichever is greater. Membership eligibility requirements and membership fees may apply; please call (877-670-5860) or visit www.USCCreditUnion.org to confirm eligibility. This introductory rate is available for a limited time, and rates and terms are subject to change without notice. Click here for full disclosure.