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In-School Student Loans
When scholarships, grants, and federal loans aren’t enough, USC Credit Union is here to help you bridge the gap. In partnership with Student Choice, our student loans are designed to support undergraduate, graduate, and international students with flexible, affordable financing.
Tuition and fees
Books and supplies
Housing
Transportation
Technology
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Flexible Funding for Trojan Life
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Bank-beating rates
Fixed or variable rates available
No hidden fees
No application or origination fees
Unique line of credit¹
Use only what you need, up to your approved limit
Borrowing flexibility
Borrow up to $100,000 or up to $30,000 (international students)
Rate discount²
0.25% off with AutoPay when you begin repayment
Easy repayment options
Interest-only payments, deferred payments, or full monthly payments
Peace of Mind Protection
Cover the unexpected with optional protection
No co-applicant required
A co-applicant will boost your chances of being approved for a lower rate
How to Apply for an In-School Student Loan
Funding
Once USC approves the loan, your funds will be disbursed. Funds are sent directly to your USC on the date they request – typically closer to your start date.
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Cover College Costs with a Trusted Lender
Disclosures
1. Subject to annual review and credit qualification. Must meet school’s Satisfactory Academic Progress (SAP) requirements.
2. The APR will not fall below the floor rate regardless of the index or any additional rate discount.