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Banking for International Students

For more than 30 years, USC Credit Union has helped international students confidently navigate the U.S. financial system. From everyday spending to managing your money off-campus, we make banking simple, secure, and student-friendly. 

Student Banking (5)

Why 8,000 International Students Bank with USC Credit Union

Online banking

Manage your banking with secure online and mobile banking access in the U.S. and abroad.

Easy international money transfers

Send and receive international funds with ease. CampusSpend Checking includes 2 free incoming wire transfers¹ every year!

Convenient on-campus branches

With campus branches on both UPC & HSC, help is always close by when you need it.


campusspend

CampusSpend Checking & Savings

Begin your financial independence with CampusSpend - offering zero account fees1, 2 free incoming wire transfersper year, and convenient, 24/7 online and mobile banking.

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Student Rewards Mastercard®

Start building credit with the Student Rewards Mastercard®. Earn 2X points on fuel and groceries3, 1 point per dollar spent everywhere else, and redeem rewards for cash back, travel, and more!

Intro Offer: 0% APR4 + $225 in Statement Credits

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Student Banking (10)

In-School Student Loans

When scholarships, grants, and federal loans aren’t enough, USC Credit Union is here to help you bridge the gap. Apply once and access funds year after year for tuition, books, housing, technology, and more!

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financial education

Free Financial Education

Explore interactive courses, webinars, and events designed to help you navigate financial independence in college and beyond. Learn practical skills like budgeting, saving, building credit, managing student loans, investing, and planning for your future!

Free account creation may be required to access some features.

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Student Banking (6)

Campus Branches & ATMs

USC Credit Union branches and ATMs are conveniently located on the University Park and Health Sciences campuses. Plus, enjoy access to over 37,000 ATMs and 5,000 shared branches5 nationwide. 

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Getting Started with USC Credit Union

Apply for Membership

Complete your application online before you come to Los Angeles!

You can also apply for membership at a branch when you're on campus.

What You’ll Need

No social security number required.

1. USC ID number
2. USC email
3. Passport

Start Banking

Make your first deposit to get ready for campus life! When you arrive in Los Angeles, order your Tommy Trojan debit card.

Becoming a Member at USC Credit Union as an International Student

Gabby will introduce you to USC Credit Union membership benefits, USC student-focused banking solutions, and resources to support your financial journey!

Proud to Support the Trojan Family

USC Credit Union is the Official Credit Union of USC Athletics and Premier Partner of the USC Alumni Association

Disclosures

1. 2 free incoming wires annually by calendar year, starting January 1st and ending December 31st, (combined domestic and foreign) with CampusSpend. See Schedule of Fees for subsequent transactions.

2. Must qualify for USCCU membership and membership fee may apply; please call (877-670-5860) or visit USCCreditUnion.org to confirm eligibility. Must be a USC Student and at least 17 years old. Converts to FlexSpend 6 years after account opening. Must pass Chexsystem. All accounts are subject to approval process. If new membership is closed within the first 90 days, there is a $5 early membership fee. Limit one (1) CampusSpend account per Student ID Number. CampusSpend is not applicable to organizational or business entities and must be opened as a personal account. Accounts are subject to all terms and conditions set forth in the Account Agreement and Truth-In-Savings Disclosure and CampusSpend Disclosure.

3.Citibank free ATM transactions or inquiries apply only to ATMs at Citibank branch locations. Two free non-shared network ATM transactions per month with CampusSpend. When you use an ATM not displaying the USCCU or Co-Op ATM symbols, the ATM owner may charge additional fees. View our Schedule of Fees for details on any fees you may incur.

4. $1 deposit to open. Fees may reduce earnings. APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date. View current rates here.